Today's Mortgage RatesAs of June 3, 2023, 2:39 pm PST
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Points / Credits
A Point, or a "Discount Point" is equivalent to 1% of your loan amount. It is an up-front fee paid to your lender at closing to lower your interest rate over the life of your loan.
A credit is the opposite of a point and can be used to lower your closing costs in exchange for accepting a higher interest rate.
A credit is the opposite of a point and can be used to lower your closing costs in exchange for accepting a higher interest rate.
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A Point, or a "Discount Point" is equivalent to 1% of your loan amount. It is an up-front fee paid to your lender at closing to lower your interest rate over the life of your loan.
A credit is the opposite of a point and can be used to lower your closing costs in exchange for accepting a higher interest rate.
What are points and credits?A credit is the opposite of a point and can be used to lower your closing costs in exchange for accepting a higher interest rate.
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- Please note all information, loan programs, interest rates & fees are subject to change without notice.
- We don't yet have your complete financial picture. This is not a commitment to lend.
- All loans are subject to underwriter approval. Your actual rate, payment, and costs could be higher.
- Get an official quote before making a decision.
- In some cases, we arrange but do not make loans.
